Yes, by enrolling in a Debt Management Program, creditors (credit card companies, collections agencies, etc.) should stop calling you. If a creditor contacts you after you have enrolled, it is usually because the collector working for the creditor is unaware that you have signed up for the service. Once the creditor receives notification from Credit Advisors Foundation and makes a note on your account of your intention to repay your debt through us, harassing phone calls from collectors will stop. This process can take anywhere from 30 to 90 days depending upon the creditors' policy, but many clients experience immediate relief.