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Will debt management stop creditors from calling?

Yes, by enrolling in a debt management program, creditors (credit card companies etc.) should stop calling you. If a creditor contacts you after you have enrolled, it is usually because the collector working for the creditor is unaware that you have signed up for the service. Typically, the credit counseling organization sponsoring your debt management program will request that a customer inform all creditors and collectors who call to contact the counseling service rather then you the customer. Once the creditor receives notification from the credit counseling service and makes note on your account of your intention to repay your debt through the DMP harassing phone calls from collectors will stop. This process can take anywhere from 30 to 90 days depending upon the creditors’ policy.


 
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