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Why choose CA as a counseling agency when there are so many out there?
- There are many agencies for whom up to 50% or more of their funding comes from creditors. This can create a conflict of interest between what the creditor wants and what is in your best interest.
- Fee structures should not be predetermined. Not every situation or program should be assessed the maximum fee allowed. Our fee is the last figure calculated in any plan so that it can be adjusted to an amount you can truly afford.
- There is a saying that "time is money" and CA believes this to be true when it comes to your funds. Instead of only disbursing your funds to creditors one day a month, CA disburses funds as soon as they are confirmed received. Multiple disbursement days every month means your plan works effectively.
- Each client has a specific Account Manager, who is a certified personal finance counselor, assigned to their plan. Our smaller counselor caseloads allow you to have one person who is familiar with your account assisting you to the successful completion of your plan.
- CA does not restrict the types of debts that can be addressed through our plans to just those that are easily managed. All debts can be included regardless of difficulty or whether or not the creditors provide support.
- Our e-progress portal allows you to have access to your account information 24/7/365. Moving? Want to update balances from recent statements? Want to check the last time a creditor was paid? It's all available to you.
- The payment options at Credit Advisors are as varied as our clients. Timing of payments can be spread throughout the month. Payment methods vary from electronic transfers to money orders to allotment to payroll deductions. The choice is yours.
- Credit files are important tools. At CA we use these to monitor our clients' progress, identify potential issues, and monitor creditor reporting. Most agencies do not monitor files.
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