Privacy Statement for Credit Advisors Foundation
Every effort (physical, electronic and procedural safeguards) is made to ensure that your financial information is kept confidential and secure. All Credit Advisors Foundation employees are strictly held to the standards outlined in their confidentiality policy, which include appropriate and disciplinary action for knowingly or unknowingly revealing information of a confidential nature. Clients can expect that all of their business information will be kept absolutely confidential and secure from threats or unauthorized access. We do not release nonpublic individual information about our clients or former clients to anyone, except as permitted by law without your permission. CAF has created this privacy statement in order to demonstrate our commitment to privacy. The following discloses our information gathering and dissemination practices:
We may compile data and information we receive from you; however, we do not release this information in a manner allowing for personal identification of the contributors. We use your IP address to help diagnose problems with our server and to administer our Web site.
Our forms require users to give us contact information (like their name, email, and postal address), financial information (like their bank account or credit card numbers), and demographic information (like their zip code, age, or income level). Contact information from the forms is used to respond to inquiries, provide information about our company, to create personalized debt management plans, and to assist you in making payments. Your contact information is also used to get in touch with you when necessary. We may disclose some or all of the information that we collect to creditors, related financial institutions or third parties that you have authorized who need this information in order for us to assist you after a counseling session and/or in order to put you on a debt management program.
We may also collect or disclose personal information you provide or authorize such as surveys or other forms, transactions with us, creditors or others, and information received from credit reporting agencies, such as credit history.
External Links and Public Forums
Our website contains links to other sites. Our site makes chat rooms, forums, message boards, and/or news groups available to its users. CAF is not responsible for the privacy practices or the content of such Web sites. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
Our site has security measures in place to protect against the loss, misuse, and alteration of the information under our control. Credit Advisors will take the necessary precautions to ensure your confidential information is secure, confidential and protected from unauthorized access or any other threats. We utilize SSL on all forms for your protection. SSL or Secured Sockets Layer is a protocol that supplies secure data communication through data encryption and decryption. SSL guarantees you that your information is being transmitted with the industry standard security. This is the same level of security that many banks and eCommerce sites utilize.
Credit Advisors has thousands of satisfied customers. We are also an active member of the Better Business Bureau. You can click on the BBB Care logo below to confirm our registration with BBBOnLine.
We restrict access to nonpublic personal information about you to employees on a need to know basis in order to provide appropriate services. Our website gives users the following options for changing or modifying information previously provided:
As a designated 501(c)(3) non-profit, we may receive funding from entities such as private and corporate foundations, state and federal government agencies and creditors that support financial education and counseling. Another source of funding for our agency comes from voluntary contributions (known as 'fair share') from creditors participating in Debt Management Programs. Finally, a portion of our funding comes from program fees, which are disclosed prior to service delivery.
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