If you are experiencing problems with your mortgage and need help with foreclosure prevention or a mortgage modification, Credit Advisors can help. We are a HUD certified agency and can help with you housing needs. We can also assist as needed with pre-purchase certification or Reverse Mortgage Counseling (HECM). To speak with a housing counselor please call 877-677-5779.
Pre-Purchase Homebuyer Education and Counseling
CAF Pre-Purchase programs assist borrowers looking to purchase a home for the first time, as well as those who may have faced challenges in a previous homeownership experience. Borrowers learn terminology involved with real estate purchases, how to better understand paperwork and loan documents and to recognize their rights and responsibilities during the purchase process as well as the on-going homeownership experience.
Post-Purchase Homebuyer Education and Counseling
This service helps homeowners address changing circumstances.
Home Maintenance & Financial Management education addresses actual home maintenance issues to lower homeownership costs and expenses. Financial Management helps home owners address issues related to non-mortgage credit and debt management allowing for ongoing stability in the housing situation.
Housing counselors assist clients who are facing foreclosure by seeking modifications to loan agreements and mitigation to reduce risk.
Reverse Mortgage (HECM) Counseling
Homeowners 62 years of age and older may be eligible for specialized mortgages known as Reverse Mortgages. Program participants benefit from individualized counseling, no wait times for appointments, and experienced and knowledgeable counselors.
credit advisors | foundation