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When Do You Need Help?
Take a second to answer our “get out of debt” quiz. We have put together these questions to help you see just where you stand in relation to your finances.

  Yes No
1 - Do you find yourself living from paycheck to paycheck with no breathing room? 
2 - Have you struggled trying to pay off two or more credit card bills? 
3 - Are you unable to put aside any of your salary towards savings for home, college, or retirement? 
4 - Have you been crushed by the weight of a divorce or medical bills in addition to your credit card bills? 
5 - Have you received calls from creditors or collection agencies regarding overdue payments? 
6 - Are money problems causing undue stress or conflict in your home? 
7 - Have you borrowed money from one credit card to pay another? 
8 - Have you been charged extra for late payments or failure to make payments? 
9 - Are your interest rates above 8%?
10 - Have you been considering filing for bankruptcy? 
11 - Do you feel your housing is in jeopardy through eviction or foreclosure? 
12 - Do you feel at risk of losing homeownership opportunities? 

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